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Blog update

January 26th, 2015 — 3:51am

Please check back for blog updates. The blog has been left unattended and neglected and it is now on the “to do” list.

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Student Debt Can Be A Real Struggle

October 28th, 2013 — 1:48am

College Tuition is increasing each year while  the cost of living is increasing.  A loaf of bread that cost  less than a dollar a few years ago is now $2.50. Unemployment is still high. Employers are able to be very choosy about who they hire. Getting an education  helps you become more marketable. But how do you pay for college ?  Relatively few students get scholarships. Student loans are readily available and seem painless as they provide the funds to pursue your education. But when you graduate and the student loan payments now become due, it can be a real shock to the pocket book as you try to struggle to get started in life and you have $200,$400, $600 or more that is due each month for the student loans.   And that must be paid in addition to  rent, utilities, transportation, medical and other expenses.  The StudentLoanList is a place where students and recent graduates can ask for help with the cost of their education.  Have you ever donated to a charity ?  Do you know how much of your  donated dollar goes to administrative and other costs ? Typically it is just a small part of your money that actually reaches the people you hope to help.  At the StudentLoanList   94%  of  each donation is sent as a payment on the selected students loan debt.

 

 

 

 

If you would like to make a donation toward the operating expenses of the StudentLoanList website, please click on the link below. Any and all donations are appreciated.


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Making Holiday Donations ?

November 27th, 2012 — 8:53pm

Thinking about donating to someone on the http://www.studentloanlist.com?   Are you looking for a place to donate where you know the money you send goes for the cause you want ? Well, here it is !!!  If you make a donation to someone on the list and pay by credit card, 94% of your donation will be applied to the students school loan debt. 6% is held back for pay pal processing fees and bookkeeping expenses. If you make a donation by check —-thats even better !  100% of your donation will be sent to pay on  the students school loan debt.

So please consider the StudentLoanList when you think about holiday giving.  Choose a student from the school, career or state of your choice. Every little bit helps !

 

 

Show your support for the StudentLoanList ! Donations are always welcome to help with operating expenses. It’s simple to donate – just click on the DONATE button. Any and all donations are greatly appreciated. While our operating expenses are minimal, they do add up over time. Thank you!

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Donors & Donations, StudentLoanList

Romney vs Obama on the subject of Student Loan Debt

October 26th, 2012 — 9:49pm

Election day is just around the corner !  Or maybe you are taking advantage of the opportunity to vote early? Both candidates have opposing views on many subjects and the student loan crisis is no different.  They don’t agree here either.

How does each candidate feel about the one trillion dollar student loan debt, and the tuition costs that have exceeded the rate of inflation?  Here are some notes from recent articles written on this subject.

Obama

Ended the Federal Family Education Loan program, and made it so that all federal student loans are handled through the Department of Education

Has expanded the Pell Grant program

Has eliminated subsidized Stafford loans for graduate students,

Has eliminated some aid for students without a high school diploma

Created repayment program that caps payments at 10% of income

Created the Public Service Loan Forgiveness program

Wants to take federal aid away from for-profit colleges and universities if more that 65% of  their graduates default on student loan. In other words, regulate for profit colleges.

 

Romney

Less focus on student aid programs, wants to boost the job market for recent graduates.

Wants to  repeal income based repayment plans and the Public Service Loan Forgiveness Program. (Both of these programs were put into place by Obama).

Romney supports private-sector involvement in student loans

Feels that consumers should be allowed to make their own choices about education and the government should not regulate for profit colleges.

Wants to eliminate Pell grants for part time students, tighten restriction on Pell eligibility and keep Pell grants at $5,500.

Desires to reduce tuition inflation but hasn’t stated how he will do this.

 

Information for this article was gathered from   www.opposingviews.com, www.foxbusiness.com/personal-finance

 

 

If you would like to make a donation toward the operating expenses of the StudentLoanList, please click on the DONATE button. Any and all donations are greatly appreciated. While our operating expenses are minimal, they do add up over time. Thank you.

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About the StudentLoanList

October 16th, 2012 — 9:05pm

Every year around the holidays I get e mails with numbers and statistics showing how non profit agencies are using donated funds to pay for thousands or in some cases hundreds of thousands of dollars for salaries, operating costs, advertising and other things. The point being that you may think you are donating a certain dollar amount toward a certain cause, and only a small amount of your money is used for the purpose intended.
Not so at www.StudentLoanList.com
The owner/manager makes no salary.
Donations for registered students made by check have nothing subtracted for operating costs! Yes, that’s right 100% of your donation will go toward the students debt. Donations made by credit card will have 6% subtracted and the balance will go toward the students debt. The 6% is to cover credit card processing fees and bookkeeping expenses.
So please consider the StudentLoanList when you think about holiday giving. The future leaders of our country are saddled with massive student loan debt and they need help.

 

If you would like to make a donation toward the operating expenses of the StudentLoanList, please click on the PayPal button. Any and all donations are greatly appreciated. While our operating expenses are minimal they do add up over time. Thank you.

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Donors & Donations, StudentLoanList

Seeking Donations

September 28th, 2012 — 4:03am

20120927-225737.jpg

This week we were in Waco,Texas looking for donations for an individual registered on the StudentLoanList who has $61946 in student loan debt. That’s at least twice the average debt of recent graduates! My first house (ok it was a condo) only cost $25000 or so. I hope someone in Waco will come thru with a donation for our registered individual. Who knows where this picture was taken?

 

If you would like to make a donation toward the operating expenses of the StudentLoanList, please click on the DONATE button. Any and all donations are greatly appreciated. Thank you.

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Politicians and Student Loans

September 13th, 2012 — 4:01pm

With the big election just around the corner, we wonder how Obama and Romney differ in their plans to address the problem of massive student loan debt, rising tuition costs and low starting wages for recent graduates. I just saw a headline this morning that said the American dream is out of reach of today’s young people.
If you would like to write an article about the political differences in these candidates, I would welcome your article as a guest blogger. Send your bio with your article to allyson@studentloanlist.com. Looking forward to hearing from you !

 

If you would like to make a donation toward the operating expenses of the StudentLoanList, please click on the PayPal button. Any and all donations are greatly appreciated. While our operating expenses are minimal, they do add up over time. Thank you.

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